Saving money each month toward a long-term goal is increasingly difficult for most people. Even committed savers can get thrown off track when unexpected problems or opportunities arise. It can be difficult to envision how $200 a month can add up to a new home; the dream of homeownership continues to get pushed back in favor of more immediate needs.


For many of these potential homebuyers, their tax refund can be a big step forward in their saving goals. Received in a lump sum, a tax refund is easier to see as a meaningful dollar amount. The average IRS refund in 2019 was almost $3,000. This, added to an already growing savings account, can be a great bonus.


In addition to adding to your down payment fund, a tax refund can also be used to…

2 Views, 0 Comments

Real estate offers a solid investment opportunity that can provide not only an income stream, but long-term value appreciation as well. It’s never too late to begin investing in real estate. Regardless of the ups and downs of the market, people will always need housing, so real estate will remain a good way to create wealth.

By understanding some of the basics of real estate investing, you can begin to create a successful investment plan.


• Start Now – Every market offers opportunities for buyers; there is no perfect time to get started.

• Understand the Risks – Before investing, you should be certain that you can hold the property until conditions are right to sell.

• Do Your Homework – Know the market and understand the trends which…

3 Views, 0 Comments

Are you looking for a fun project that will add some pizzazz to your home – that doesn’t require a degree in carpentry? Before you leave your old furniture on the curb with a sign that says, “free to good owner,” here are 7 creative ideas that will revitalize that furniture and leave anyone feeling handy.


1. Rustic Planter – Enhance any backyard space by painting an old bedroom side table with a fun color, pull out the drawer, and use it as a planter.

2. Kitchen Island – No built-in island? Transform an old dresser by adding a custom countertop. The drawers will come in handy also.

3. Crib Appeal – We all need more storage. Take off one of the side rails of that old crib and add a piece of glass or butcher block on top to make a cool…

2 Views, 0 Comments

Everyone dreams of living in a model home – a beautiful modern room with the perfect vase of flowers sitting decoratively on a glass side table. Unfortunately, life doesn’t always work this way. Our homes tend to look more “lived in” with a pile of shoes by the front door, school books on the kitchen table, and cat hair on the sofa.

If you have your home listed for sale, then you also know the stress of looking around your home after a phone call requesting a showing with a few minutes’ notice. You want your home to show well so the buyers can see the beauty of the home you love, but with such short notice, how can you convert the lived-in look to a show-ready property?

Fortunately, there are a few tricks for helping you keep your home…

3 Views, 0 Comments

Working from home is not a new concept, but recent events have created a mass shift in the American workforce and more people than ever before are working from home. While simply placing a laptop on the kitchen table is one way to work from home, having a designated home office offers a better environment for productivity and is easier to set up than you might think.

• The first step is to find the right location for your home office. Although it’s great if you have a spare room to use, not everyone has this luxury. A corner of a master bedroom or living room, a loft area, or even a section of a well-insulated garage can work just as well.

• Once you find the right space, create a list of the materials you’ll need to be productive. A formal desk…

2 Views, 0 Comments

5 Questions Buyers Have During the Coronavirus Outbreak: Answered!!

brown wooden i love you wooden table ornament

Everyone is being affected in some manner by the outbreak of Covid-19 coronavirus. During this time, buyers will have more questions than normal about the home buying process and their ability to buy a new home. While we can’t predict what the next few weeks and months will bring, the more we can educate ourselves, the better we can help buyers navigate the buying process smoothly during the pandemic. Here are a few common buyer questions as they related to the Coronavirus outbreak and real estate answered.


1. Can we still go see home listings in person? – This is the hardest question to answer and it will depend on the home, the seller, the agent and any fast-changing…

11 Views, 0 Comments

5 Questions Sellers Have about the Market during the Coronavirus Outbreak: Answered!!

brown wooden i love you wooden table ornament

There are so many questions and concerns amid the Covid-19 coronavirus outbreak. The real estate market is especially hard hit and sellers are concerned. Real estate at its core is a people business. It relies on person-to-person interaction and the coronavirus necessarily limits this contact. As the spring selling season gets started, home sellers will have questions and it’s important to acknowledge concerns and offer practical advice and concrete information to help sellers make the best decision for themselves and their families.


1. Should I still try and sell my home? – Of course, there are many aspects to this question. First and foremost, the health…

12 Views, 0 Comments

Tips for Buying a Home Unseen


It may come as a shock that many people purchase a home before ever setting foot inside. Especially with our team working with so many relocation/PCS clients, we are extremely experienced with them! These buyers may be moving to a new country or city far away, or they may not have the time or resources to visit for a home search before the big move. Not everyone has the option (or the desire) to rent for a few months while they find a permanent home in their new location. Most homebuyers would prefer to purchase a house before they arrive, so they can move their belongings and quickly get settled into their home.


There are a few things you can do to make the process more manageable if you've considered buying a…

12 Views, 0 Comments

At-Home Family Night Activities


During the last year, families have been asked to stay at home. It can be challenging to keep everyone entertained when we aren’t able to go out of the house except to work in essential jobs, enjoy fresh air, and get groceries. Luckily, there are plenty of fun activities that the entire family can do together at home. Here are a few to inspire your own family to make lasting memories while spending quality time together at home.


1. Movie Night—This is a simple activity that everyone will enjoy. Every time you have a movie night, let a different family member pick their favorite. That way, everyone will have a turn choosing something to watch in the coming weeks. Better yet, consider a movie marathon over the…

10 Views, 0 Comments

Changes in the Mortgage Market Since COVID-19


It's been difficult to adjust to a new normal during the last 1.5 years. With most residents being asked to stay at home, there are many who have recently lost their jobs or been asked to work remotely. The mortgage industry has also taken a big hit that has directly affected homeowners, renters, and investors alike.


There are many who are in the final stages of closing on their homes, and the current pandemic has made it difficult to efficiently move forward with the process. To help, desktop and exterior only appraisals are being accepted as long as there is sufficient property information available online. Potential borrowers can also now submit their verification of employment via email,…

14 Views, 0 Comments